/oʊ/
to need to pay or give something to someone because they have lent money to you, or in exchange for something they have done for you:
[ + two objects ] I owe Janet 1,000 on our car (= we still need to pay $1,000 before we own our car).
I owe you a drink for helping me move.
I think you owe (= should give) me an explanation/apology.